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Insurance Adjuster — A representative of the insurer who seeks to determine the extent of the insurer's liability for loss when a claim is submitted. Coverage — The scope of protection provided under an insurance policy. Commercial Lines — Refers to insurance for businesses, professionals and commercial establishments. For example, the storing of explosives in a home basement is a hazard that increases the probability of an explosion. Personal Lines — Insurance for individuals and families, such as Auto and Homeowners insurance.
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Book Of Ra Pc Download Free Collision Insurance — Covers physical damage to an insured's automobile other than that covered under comprehensive insurance resulting from contact with another inanimate object. Stop Loss — Any provision in a policy designed to cut off an insurer's losses at a given point. Insurance Attorney - An attorney who practices the law as it relates to insurance matters. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Independent insurance adjusters are hired by insurance companies on an "as needed" basis and might work for several companies at the same time.
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The penalty is based on a percentage stated within the policy and the amount under reported. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Property Insurance — Indemnifies an insured whose property is stolen, damaged, or destroyed by a covered peril. Casualty Insurance — A type of insurance that is primarily concerned with losses caused by injuries to persons and legal liability imposed upon the insured for such injury or for damage to property of others. Co-payments are not usually specified by percentages. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Motorcycle Insurance — A policy that provides protection from losses resulting from owning and operating a motorcycle. Exposure — Measure of vulnerability to loss, usually expressed in dollars or units. Public adjusters work for the insured in the settlement of claims and receive a percentage of the claim as their fee. Insurance ID Card — The card issued by an insurer containing basic information about the insurance policy. In property insurance, the policyholder is required to carry coinsurance equal to a specified percentage of the value of property to receive full payment on a loss.